Marina Heights, Sucat Paranaque by Crown Asia

MARINA HEIGHTS
House and Lots for Sale in Lakefront, Sucat, Paranaque

Location: Lakefront City Central, Sucat, Paranaque
Type: American Inspired Single Detached and Duplex House and Lot
Developer: Crown Asia
Landmark: Near The WHARF along South Luzon Express Way near Sucat Exit
Total Land Area: 3.6 Hectares
Total Lots: 174 Lots
Floor Area: 64 - 192 sqm
Lot Area: 88 - 241 sqm
Price Range: 3.8M - 9.5M

The luxury residential district at Brittany Bay, Marina Heights offers the charm, typical of the neighborhoods of San Francisco. Simple yet distinguished facades, flat canopies, bay windows, roof shingles, and bracketed eaves make for a home that suggests a more elegant lifestyle.
The Marina Heights architecture brings to mind San Francisco. Pleasantly, surprisingly, Marina Heights, is nearby Sucat, a thriving enclave of Brittany Bay. And it is close to The Wharf. Brittany Bay’s lifestyle area, the leisure destinations of the south, and the central business districts of Alabang and Makati. The inspiration in San Francisco. The location is conveniently close.The masterful planning is districtly Brittany. Choose from any of the following American-inspired HOUSES.

Why Buy Marina Heights?
1.Is part and located inside Lakefront City Central.
2.Has a majestic view of Laguna de Bay
3.Good Location - Only 15 to 20 minutes away from Makati
4.One of Crown Asia's newest project - offered only starting June, 2008 therefore still in pre-selling mode.
5. This project's house models are part of the Jewel Series - the top selection of the house models that Crown Asia can offer.


PROJECT MARINA HEIGHTS
House Model LLADRO
Unit Regular Unit
Floor Area 192 sqm. (2,066 sq. ft.)
Lot Area 180 sqm. (1,936 sq. ft.)
Payment Term 1: 20% DP / 80% Financing
TOTAL CONTRACT PRICE (TCP) PHP 10,194,440.00
RESERVATION FEE: 80,000.00

DOWNPAYMENT:
20% of TCP 2,039,440.00
Less Reservation Fee 80,000.00
Net Downpayment 1,959,440.00
Monthly Downpayment:
12 Months @ 0% interest 163,286.67

MONTHLY AMORTIZATION:
Loanable Amount (80%): 8,155,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 211,544.78
10 Years @ 19% P.A. 152,231.02

OPTION 2: Bank Financing
5 Years @ 12% P.A. 181,403.49
10 Years @ 12% P.A. 117,000.52
15 Years @ 12% P.A. 97,873.70



PROJECT MARINA HEIGHTS
House Model RUBY
Unit Regular Unit
Floor Area 171 sqm. (1,840 sq. ft.)
Lot Area 150 sqm. (1,614 sq. ft.)

Payment Term 1: 20% DP / 80% Financing
TCP PHP 8,059,931.00
RESERVATION FEE: 80,000.00

DOWNPAYMENT:
20% of TCP 1,612,931.00
Less Reservation Fee 80,000.00
Net Downpayment 1,532,931.00
Monthly Downpayment:
12 Months @ 0% interest 127,744.25

MONTHLY AMORTIZATION:
Loanable Amount (80%): 6,447,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 167,238.40
10 Years @ 19% P.A. 120,347.44

OPTION 2: Bank Financing
5 Years @ 12% P.A. 143,409.97
10 Years @ 12% P.A. 92,495.69
15 Years @ 12% P.A. 77,374.83



PROJECT MARINA HEIGHTS
House Model SAPPHIRE
Unit Regular Unit
Floor Area 95 sqm. (1,022 sq. ft.)
Lot Area 121 sqm. (1,302 sq. ft.)
Payment Term 1: 20% DP / 80% Financing
TOTAL CONTRACT PRICE (TCP) PHP 5,503,169.00
RESERVATION FEE: 40,000.00

DOWNPAYMENT:
20% of TCP 1,101,169.00
Less Reservation Fee 40,000.00
Net Downpayment 1,061,169.00
Monthly Downpayment:
12 Months @ 0% interest 88,430.75

MONTHLY AMORTIZATION:
Loanable Amount (80%): 4,402,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 114,190.08
10 Years @ 19% P.A. 82,173.01

OPTION 2: Bank Financing
5 Years @ 12% P.A. 97,920.07
10 Years @ 12% P.A. 63,155.89
15 Years @ 12% P.A. 52,831.40



PROJECT MARINA HEIGHTS
House Model EMERALD
Unit Regular Unit
Floor Area 141 sqm. (1,517 sq. ft.)
Lot Area 132 sqm. (1,420 sq. ft.)
Payment Term 1: 20% DP / 80% Financing
TOTAL CONTRACT PRICE (TCP) PHP 6,767,620.00
RESERVATION FEE: 80,000.00

DOWNPAYMENT:
20% of TCP 1,353,620.00
Less Reservation Fee 80,000.00
Net Downpayment 1,273,620.00
Monthly Downpayment:
12 Months @ 0% interest 106,135.00

MONTHLY AMORTIZATION:
Loanable Amount (80%): 5,414,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 140,441.87
10 Years @ 19% P.A. 101,064.22

OPTION 2: Bank Financing (fixed rate)
5 Years @ 12% P.A. 120,431.45
10 Years @ 12% P.A. 77,675.15
15 Years @ 12% P.A. 64,977.10


PROJECT MARINA HEIGHTS
House Model DANIELA
Unit Regular Unit
Floor Area 81 sqm. (871 sq. ft.))
Lot Area 99 sqm. (1,065 sq. ft.)
Payment Term 1: 20% DP / 80% Financing
TOTAL CONTRACT PRICE (TCP) PHP 4,571,460.00
RESERVATION FEE: 40,000.00

DOWNPAYMENT:
20% of TCP 914,460.00
Less Reservation Fee 40,000.00
Net Downpayment 874,460.00
Monthly Downpayment:
12 Months @ 0% interest 72,871.67

MONTHLY AMORTIZATION:
Loanable Amount (80%): 3,657,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 94,864.41
10 Years @ 19% P.A. 68,265.95

OPTION 2: Bank Financing
5 Years @ 12% P.A. 81,347.95
10 Years @ 12% P.A. 52,467.31
15 Years @ 12% P.A. 43,890.14

PROJECT MARINA HEIGHTS
HOUSE MODEL CALISTA
Unit Regular Unit
Floor Area 64 sqm. (688 sq.ft.)
Lot Area 88 sqm. (947 sq. ft.)
Payment Term 1: 20% DP / 80% Financing
TOTAL CONTRACT PRICE (TCP) PHP 3,839,840.00
RESERVATION FEE: 40,000.00

DOWNPAYMENT:
20% of TCP 768,840.00
Less Reservation Fee 40,000.00
Net Downpayment 728,840.00
Monthly Downpayment:
12 Months @ 0% interest 60,736.67

MONTHLY AMORTIZATION:
Loanable Amount (80%): 3,071,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A. 79,663.28
10 Years @ 19% P.A. 57,326.97

OPTION 2: Bank Financing
5 Years @ 12% P.A. 68,312.71
10 Years @ 12% P.A. 44,059.91
15 Years @ 12% P.A. 36,857.16

Me, my family and my career: Acquiring a house and lot through Pagibig Financing

Me, my family and my career: Acquiring a house and lot through Pagibig Financing

Buying Your Dream Home

Even though it’s not easy for everyone to buy a home, it is in fact easier than ever to get a home these days with most lending agencies(HMDF) and banks being more liberal than ever with providing home loans and mortgages. Even if you don’t have a lot of capital or a lot of money to put down, you can still get the home of your dreams at a very affordable price.

A lot of us think that buying a home is a tough process, needing a large down payment, although this isn’t always the case. Buying a home largely depends on your budget. If you put a down payment on your home purchase, it will go towards your overall purchase. The more money you put down on a home when you purchase, the lower your monthly payments will be.

Those of us who don’t own a home live in rental houses and apartments. This can be a worthwhile solution, although your still paying money towards your housing that you could instead be putting towards a home of your own. Owning a home is a dream for many of us, especially when it comes to that dream home that we all hope to own one day. Apartments and homes are great to rent - although most these days will cost you just as much as a mortgage payment - which doesn’t make any sense at all.

Instead, you can easily convert your rental payments into monthly installments towards your own home.Keep in mind, you need to choose a loan plan that’s best for you. You can go through bank, through a lender, or use a service online. There are many different ways that you can go, although real estate agents seem to be the most common now days. Good real estate agents will be more than willing to help you get a great deal on the home, at prices that are right for you. Anytime you buy a house, you should always plan ahead, get yourself a real estate agent, and then pursue your dream home.

If you plan your budget and take things one step at a time, you’ll be closer than you think to the home of your dreams. If you choose to keep renting and pay money toward something you don’t own - the home of your dreams will continue to slip away. Take action now and stop renting - find the home of your dreams and put your money towards owning it instead.

Tips In Buying Your First Homes

For a first time home buyer, the process can get quite overwhelming, giving you the feeling that the financial decisions are rapidly spinning out of control. When it comes to real estate, most people don't have a lot of experience or know a lot about it. In all actuality, buying a home is actually a simple process. All you need to do is understand the basics, which will go a long way in helping you buy your very first home.
Before you purchase a home, you should always be aware of how much you can afford. Before you attempt to purchase a home, you should always go over your budget and figure out how much money you can spend on a mortgage payment. If you manage your money smart and know your finances, this shouldn't take you hardly any time at all. On the other hand, if you don't know your finances, this will take you a long time indeed.
If you've already purchase your first home, you should always avoid taking any type of home equity loan. These loans can be very tempting when you get in an emergency and need cash, although most home equity loans add up to more than the value of your home. You should never, under any circumstances take a home equity loan, as there are many other ways that you can clear up your personal problems without having to jeopardize your home.
Keep in mind that the above are just a few basic tips and that there are many other things you'll need to know before you buy your very first house. You’ll need to be familiar with private mortgage insurance, special loan programs, fixed rate and adjustable rate mortgage, and several other things. Buying a home is an easy process, once you know a bit about it. If you familiarize yourself with buying a home and learn all that you can about what is involved, you'll find the home buying process to be easier than you ever thought possible.

Choosing Your First Home

If you are ready to move out of your apartment, there is no time better than now. Beginning to search for your first home is an important step to having the ability to build better finances and to live in a place that is comfortable. If you are considering a new home, there are specific things that you will want to know before jumping in with both feet
Before you even begin to look at homes, make sure that you conduct your own investigation. This will mean that you should find the going rates, how much other owners are paying every month, and what you can or can't afford. You will also want to see what types of houses are going and what they are going for.
If you know the basics of what is available, it will be easier for you to get exactly what you want. You should also consider things such as your credit rating and your pay check. You don't want to walk into something that is over your head or start to look for something, only to find out that you won't be able to move in.
From here, it is all a matter of getting involved with the right people. One of the most important decisions that you can make is to find the right real estate agent. This will make a large difference in the type of deal that you get as well as what type of home and mortgage you end up with.
Real estate agents have the ability to do investigations for you and find something that is best for you. You will also want to make sure that there are connections with home inspectors and the right lenders. Without the right people set in place, there will be problems with getting the best deal with your new home.
After you begin to look with your real estate agent, make sure that you begin to understand the terms that are being given to you. Loan terms, terms about the market, and other real estate jargon. will often times be spoken about. If you don't know what something is, look it up right away or ask. Getting into a first home is a large step from an apartment, making it important that you understand what you are getting into.
The process of finding a new home can be challenging and fun. Making sure that you open the front door instead of having to crawl through the back can help you to get exactly what you want. By learning the ropes from the very beginning, you can be certain to get what you want, only to move up from there